If you need a credit check, Verified NZ can in most cases provide an instant credit check for personal or business and international credit checks within 2 days.
We can help with a personal credit check, an employee credit check, tenant credit check or even a business credit check
Why credit check?
As identity theft continues to be a worrying factor for most people, carrying out an instant personal credit check or business credit check allows you to dive deeper into their circumstances to determine their credibility based on who they claim to be.
The Credit Check returns details of any court and insolvency data such as Court Judgements, SIO, NAPS and Bankruptcy Orders which are retained on an individual's credit report for a period of 5 years. The candidate's address history is also displayed using data from address links held on the credit bureau. A credit score plus a graphic illustrating how the candidate compares to the NZ population.
These days basically any lender will usually check your credit history whenever you apply for credit – mortgage, personal loan, hire purchase, car finance, a new credit card or even a bank account will attract a credit check. Phone and power companies may also check and report to your credit rating. Looking to rent? A prospective landlord will normally check your credit history. Employers are even starting to make credit checks when you apply for a job as part of background screening.
No. Credit Checks carried out by Verified NZ do not have any impact on the credit score or ability to gain credit. The search recorded on the candidate's credit report by the credit reference agency is a type only the individual can see.
This is absolutely correct. However you need to contact the New Zealand Credit Reference Agencies directly. Verified NZ provides a premium service which in most cases will give you an instant credit report and where this is not possible within 1 day.