Employee Credit Checks enable employers to assess a candidate's financial background and mitigate the risks posed to their business by individuals under financial stress.
Our Credit Checks return details of any Court and Insolvency data on the candidate's credit report such as Bankruptcy Orders, Court Judgements and Voluntary Arrangements. To ensure a robust check forward and previous address links and alias names are automatically searched even if not disclosed by the candidate.
Also consider our full Pre-Employment Checks and let us do the leg work.
The Credit Check returns details of any court and insolvency data such as Court Judgements, SIO, NAPS and Bankruptcy Orders which are retained on an individual's credit report for a period of 5 years. The candidate's address history is also displayed using data from address links held on the credit bureau. A credit score plus a graphic illustrating how the candidate compares to the NZ population.
No. Employee Credit Checks do not have any impact on the candidate's credit score or ability to gain credit. The search recorded on the candidate's credit report by the credit reference agency is a type only the individual can see.
Verified NZ automatically searches address links made by the credit reference agency for the candidate so if they do have court and insolvency data at an undisclosed address our systems will find it.
If the information returned from the Credit Check is incorrect in any way the candidate can contact the Credit Reference Agencies directly to correct it: