A Tenant Credit Check enable landlords to assess a prospective tenants's financial background and mitigate the risks posed to their rental income by individuals under financial stress.
Verified NZ has made it simple to get an in-depth overview of prospective tenants with a look at their credit history, credit score and risk assessment.
Our Tenant Credit Check return details of any Court and Insolvency data on the tenant's credit report such as Bankruptcy Orders, Court Judgements and Voluntary Arrangements. To ensure a robust check forward and previous address links and alias names are automatically searched even if not disclosed by the tenant.
Tenant referencing helps you make sure each applicant is suitable for your property. All you need to start is their name, email address and phone number. We will complete the rest.
Also consider our full Comprehensive Tenant Screening Service and let us do the leg work.
The Credit Check returns details of any court and insolvency data such as Court Judgements, SIO, NAPS and Bankruptcy Orders which are retained on an individual's credit report for a period of 5 years. The candidate's address history is also displayed using data from address links held on the credit bureau. A credit score plus a graphic illustrating how the candidate compares to the NZ population.
No. Tenant Credit Checks do not have any impact on the tenants's credit score or ability to gain credit. The search recorded on the prospective tenant's credit report by the credit reference agency is a type of Rental Enquiry.
Verified NZ automatically searches address links made by the credit reference agency for the candidate so if they do have court and insolvency data at an undisclosed address our systems will find it.
If the information returned from the Credit Check is incorrect in any way the tenant can contact the Credit Reference Agencies directly to correct it: